Tuesday, December 25, 2018

ICHSLA ANNOUNCES NEW APPLICATION FOR ADMISSION

INTERNATIONAL COLLEGE OF HEALTH SCIENCES AND LIBERAL ARTS (ICHSLA)
(SANGO STUDY CENTER)

Announces

APPLICATION FOR 2018/2019 PROFESSIONAL DIPLOMA IN PATENT AND PROPRIETARY MEDICINE MANAGEMENT (PPMM)

📝 This is to encourage educational training of drug vendors and anyone who is interested in community health to be able to contribute to health care services in the country.

APPLICATION FORM
Form is available at the following venues:

🏫 Main Campus, Ijebu Ode
🏫 Sango Ota Study Center, Iganmode Grammar School, Oju Ore

SALES OF FORM
FEE: N6,000

DEADLINE: 31ST JANUARY, 2019

REGISTRATION/LECTURE
DATE: 1ST FEBRUARY, 2019

REQUIREMENTS
✅  Candidates with minimum qualification of secondary school leaving certificate are eligible to apply.

📧 For more details, please contact:

The Registrar
ICHSLA, Ijebu Ode, Nigeria
Or any of our representative on the following telephone numbers:

+2348089537825
+2348122685876
+2348055933139
+2347066148275

Hurry up now...  Get the required skills and certification as limited seats available

Thursday, December 13, 2018

BETRAYALS HINDER THE SUCCESS OF RESULT STRUGGLE

By Kolawole Adegbuyi
====

What you sow as popularly said shall be ripped. The terrific moral dissatisfaction over this long result struggle has been exhibited by some members of the concerned students which is causing hitherto setback to the success of this result. This is a betrayal of trust and absolutely unwanted.

The management of AOCOED has been displaying high level of hypocrisy over this result issue which not suppose to be. It is a little wonder this could happened in a reputable institution like AOCOED whose name has been listed among the best institutions in Nigeria for a very long time.

How could human being be so heartless without an iota of human feeling and not even remorseful about the obnoxious attitude towards the results.

Students have been facing various temptation and setback because of this result. Many successful interviews had been disqualified and many promotions had been hindered because no evidence of graduation and certification.

This is cheating and oppression and we continue to press more until the truth prevail and the success is achieved.

It is unimaginable that education in Nigeria could be suffering like this while government stands aloof. For how long education in Nigeria waits to enjoy sweetness and due right.

This is the beginning of the struggle and victory is  certain.

Monday, December 10, 2018

FGN Debut Sovereign Sukuk

Sukuk are investment certificates that give Shariah compliant returns on investment.

The FGN Sukuk has been certified as Shariah compliant by the Financial Regulation Advisory Council of Experts (FRACE) of the Central Bank of Nigeria. The Council has the following membership:

1. Shaikh Shariff Ibrahim Saleh Al Hussaini as Chairman

2. Dr Bashir Aliyu Umar as member and secretary,

3. Prof Muhammad Akram Laldin, from Malaysia who isthe Executive Director of International Shariah Research
Academy of Malaysia, as member,
4. Dr Abdul Razzaq Alaro as member,

5. Dr Muhammad Burhan Arbouna, a Ghanaian and Head of Shariah of Al Salam Bank, Bahrain, as member,

6. Dr Ibrahim Jalo as member,

7. Shaikh Adam Idoko the Imam of Nsukka University Mosque as member.

The Council after painstaking review of the structure and contract documents with the legal and financial teams, and making necessary corrections signed off the certificate of shariah compliance of the debut Sukuk.

Basically, the Sukuk represent capital contribution by the Sukuk holders evidenced by the Sukuk certificates issued by the Sukuk Issuer, which is a Special Purpose Entity SPE created by the FGN that is bankruptcy remote from the FGN and its liabilities. The SPE holds the Sukuk proceeds in trust for the Sukuk holders and invests them on their behalf. It enters into a forward lease agreement (ijarah mawsufah fil dhimmah) with the FGN to build and acquire chunks of roads in the six geopolitical regions of the country and lease them to the FGN.

The roads are specified in the contract documents, and they signify the Sukuk assets owned by the Sukuk holders. The FGN shall be paying rentals for the lease of the chunks of roads every six months for a period of seven years. At the end of the lease period which signifies the maturity of the Sukuk, the FGN shall by virtue of a purchase undertaking buy, and the SPE shall by virtue of a sale undertaking sell the Sukuk assets (the constructed roads) and the exercise price shall be paid to the SPE.

The rentals paid by the FGN is the return on the Sukuk investment and the SPE makes a periodic payment to each Sukuk holder on a pro-rata basis.
The end of the lease period is the maturity of the Sukuk investment.

The purchase exercise price is equivalent to the initial Sukuk capital.

The Sukuk holders have recourse to the sovereign guarantee of the FGN for payment of the rentals and price of the constructed roads.

The Sukuk may be traded freely when listed in the NSE and FMDQ which shall only be done after construction work on the roads commences. Prior to that the Sukuk represent financial assets which could only be exchanged at par to avoid riba al fadl, and the tradability is therefore restricted before listing.

Sukuk differ from conventional government bonds and treasury bills, which are loans taken by the FGN from the bond investors with interest that is paid periodically or amortised or made as a bullet payment at maturity.
The underying contract in a conventional bond transaction is an interest-based debt contract while the underlying contract in a Sukuk transaction is any of the main Shariah compliant contracts either exchange-based or partnership-based.

The return to bond holders is interest while the return to Sukuk holders is profit from a sale or rentals from a lease or percentage of investment return from a joint partnership.

Sukuk holders do have recourse to the Sukuk assets in contrast to bond holders who only have recourse to the sovereign guarantee.

With the issuance of this first FGN Sukuk both individual and institutional investors can invest in assets that are shariah compliant and with sovereign guarantee and having returns that are shariah compliant and free from interest.

High net worth individuals that are prone to investing in treasury bills do now have a shariah compliant alternative.

Islamic banks will now have access to shariah compliant liquidity management instruments and could thus invest their surplus liquidity, which they could not do earlier, as they are not allowed to invest in treasury bills and govt bonds.

The NDIC could invest the premiums mobilised from Islamic banks' deposits in the Sukuk instead of TBs.

CBN can also hold the deposits of Islamic banking promoters as Sukuk investments contrary to the extant practice of holding the amount in an escrow account that invests the funds in TBs.

Takaful entities will also have access to shariah complaint investment outlets for their Takaful contributions.

The multi funds for the pension scheme that allow ethical funds could also now be operationalised.

So there is a plethora of opportunities for the growth of Islamic Finance in Nigeria with the issuance of the FGN Sukuk.

Understanding Islam on Bathing of Corpse

The topic for discussion this evening is as stated above
To the topic, bathing a corpse is a "fardu kifaayah"-once some persons have done it, other people are free of sin of not bathing it.
If we remember that day we will be stripped off our clothes, unclad, I think this should make us to be weary of Allah.
Everyone that died as a Muslim must be bathed. However, if a person dies from being burnt and it is possible to wash him, then he should be washed. But if there is the fear that the body may be damaged or caused to disintegrate by washing, then water should be poured over him; if there is the fear that this may cause the body to disintegrate, then tayammum should be done if possible.

Ibn Qudaamah (may Allaah have mercy on him) said: The one who has been crushed bya falling wall, the one who has been burned and the one who has drowned should be washed if possible; if there is the fear that washing may cause the body to distingreate, then water should be poured over them without touching them. If there is the fear that water may cause the body to distintegarte, then they should not be washed, but tayammum should be done for them if possible, as in the case of a living person who may be harmed by water. If it is not possible to wash the deceased because there is no water available, then tayammum should be done, and if it is possible to wash some parts and not others, then those parts that can be washed should be washed, and tayammum should be done for the rest, as is the case of the living.

The GHUSL Procedure (Washing and Shrouding)
When a Muslim dies, it is the responsibility of his family or other Muslims within the local community to wash him according to the Islamic rites of washing the deceased. Usually at least three to four people will be involved with the actual ghusl (washing and shrouding).

The persons who may wash the deceased should :
1. be an adult Muslim, honest and trustworthy person.
2. be of the same gender as the deceased ie if the deceased is male, then ONLY males should wash him.
For a child, either males or females may do the ghusl once he/she
knows the Islamic way of washing the  deceased and be able to carry out the ghusl.
A husband can wash his deceased wife and vice versa. A son can neither wash his mum, nor a daughter can can wash her dad.

PLACE OF WASHING :

The deceased’s body should be washed in a clean, secluded, and private place where clean water and soap are available. Gloves must always be worn when handling and washing the deceased.

The body of the deceased should be washed with water and, if available, lotus leaves, or camphor (to be used in the final wash).

The steps of the washing should be done at least three times any more odd number of times as necessary to cleanse.

Always be mindful of infection control and protecting the person performing the Ghusl.

Our Ghusl facility provides disposable gloves, aprons and face masks. Bins for general rubbish as well as Hazardous waste bins for any contaminated waste removed from the body. Only use the hazardous bins for contaminated waste as there is an additional fee incurred to dispose of this separately.

STEPS OF WASHING:

Privacy for the deceased is a crucial and important requirement at all times during the ghusl
the body of the deceased should be placed on a table or alike, the deceased’s clothes should be removed , and the body should be covered with a sheet of cloth at all times during the ghusl, the Auwra (private parts) of the deceased should be covered with a sheet of cloth (The aura of a male is from the belly button to the knee in the presence of males, for the female is the same in the presence of females)
the head and the upper body should be raised slightly to insure the washing water with exudations from the body flows down and does not run back to the body
remove any items or objects not already removed. These include watches, hospital or mortuary ID tags, wound dressings, IV lines, peg tubes, artificial limbs. If there is any active bleeding or wound discharge then that may be padded and dressed
the washer should start washing by saying: "Bismillah" (In the name of Allah)
the washer wears gloves or winds a piece of cloth around his hand, and with this he cleans away any impurities from the body using water. Then he should dispose of the gloves
the washer should take another pair of gloves, press lightly the stomach of the deceased so as so to expel, if possible, any remnants from it, and then wash the body of all impurities using water. Then he should dispose of the gloves
the washer should take another pair of gloves, and wash the covered private parts, then dispose of the gloves
the washer should perform wudhu (ablution) for the deceased without inserting the water in the nose and in the mouth. May use a piece of wet cotton wool in a small roll to clean nose and front teeth
the washer should clean the body with water and soap (if available), starting from the head (hair, face and beard in men), then the upper right side of the body then the left side, after that the lower right side then the lower left
In the case of a female, her hair should be loosened, washed, combed, and be braided in three braids, and placed behind her back
the washing should be done three times, or five times, or seven times, as needed, providing that after washing the head, wash the right side before the left, and the upper parts before the lower ones
in the last wash, the washer may use camphor, or some perfume with the water
after that the body should be dried with clean towel
then the body should be covered with a clean sheet. The auwra must be kept covered at all times.
get ready to start the shrouding

SPECIAL NOTE : In case the deceased is a female in her menstrual period or have child birth bleeding, padding should be used to prevent blood from leaving the body.

May Allah forgive the Muslims that had died and the living ones.  Whomever Allah makes to live among us, may it be on Islam and whomever He takes his/her life, may it be on "eeman".

Sunday, December 9, 2018

HOW SECURE IS OUR FUTURE WITH NIGERIA EDUCATION SYSTEM: AOCOED/EKSU ON CALL

By Kolawole Adegbuyi
=====

Since 2016 of graduation year, Sandwich Degree students of AOCOED are yet to be issued Statement of Result when their colleagues in other degree awarding institutions have been issued theirs. These are institutions that run the same set of programs in affiliation with Ekiti State University, Ado Ekiti.

This heartless attitude becomes so worrisome to the concerned students because most of the students need this result to further studies,  seek jobs,  promotions and get appointment positions.

These are the students that hustled to pay tuitions and even not allowed to write examination if one kobo remains unpaid.

After several meetings of the student representatives with the AOCOED management on how to get the issue resolved, all promises become abortive and unfulfilled.

The question is, what could have caused the delay in result processing? We are yet to get answer to this question. The headpoint is that the management of AOCOED is heartless and does not have any human feeling. How many of their children are in this mess. We are killing future, talents and morale in this country in the name of university education.

Many of the students are growing into ages where certificate may become useless to get employment. Many have lost various jobs because no evidence of graduation. This is becoming unbearable as government intervention is highly required.

We call on Lagos State Government to look critically into this matter on why students should suffer in the state-owned institution. If government is truely monitoring the activities of its institutions, things will not go wrong as it is and students will not face hell to get Statement of result and certificate.

This issue should be addressed in all TV/Radio programs like #yourviewtvc and across print and online media in order to reach to the appropriate quarter for effective changes.

© Coalition of Concerned Students